Side-by-side · Q2 2026 data
First State Bank vs Greater State Bank
Metric by metric
| Measure | First State Bank | Greater State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 91 (stronger) | 61 |
| Loan quality | 37 | 98 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 85 (stronger) | 54 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 72nd | 61st |
| Total assets | $174.3M | $180.2M |
| Deposits / shares | $148.1M | $159.3M |
| Capital ratio | 14.14% (stronger) | 11.05% |
| Problem loans | 1.90% | 0.05% (stronger) |
| Net charge-offs | 1.04% | 0.05% (stronger) |
| Return on assets | 2.06% (stronger) | 1.26% |
| Loans ÷ deposits | 38.8% (stronger) | 88.8% |
| Uninsured deposits | 28.8% (stronger) | 30.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Greater State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.