Side-by-side · Q2 2026 data
First State Bank vs Littlefield School Employees Federal Credit Union
Credit union
Littlefield School Employees Federal Credit Union
Littlefield, Texas · Under $100 million in assets
Metric by metric
| Measure | First State Bank | Littlefield School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 73 (stronger) | 25 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 86th | 75th |
| Total assets | $150.8M | $1.0M |
| Deposits / shares | $122.9M | $838K |
| Capital ratio | 15.90% | 18.86% (stronger) |
| Problem loans | 0.23% | 0.09% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 0.12% |
| Loans ÷ deposits | 86.0% | 34.4% (stronger) |
| Uninsured deposits | 39.8% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Bank leads on 1 and Littlefield School Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.