TellerScore

Headquartered in Littlefield, Texas, Littlefield School Employees Federal Credit Union is a federal credit union with $1.0M in total assets and $838K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.

Based on its Q2 2026 filing, Littlefield School Employees Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 90th. Its strongest component is capital cushion (100/100; 18.86%), and its lowest is earnings (25/100; 0.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.86%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings25/100
Return on assets (annualized): 0.12%
Funding & liquidity100/100
Loans ÷ shares: 34.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 24 points (60 → 84), mostly because the loan quality component improved by 91 points.

TellerScore
607590Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202490
Q4 202483
Q1 202560
Q2 202560
Q3 202565
Q4 202567
Q1 202676
Q2 202684
Net worth ratio
7.00%13.32%19.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.42%
Q3 202417.99%
Q4 202418.18%
Q1 202517.85%
Q2 202518.23%
Q3 202518.24%
Q4 202519.65%
Q1 202618.95%
Q2 202618.86%
Delinquent loans (60+ days)
0.00%1.48%2.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.00%
Q4 20240.78%
Q1 20252.97%
Q2 20252.82%
Q3 20252.46%
Q4 20252.50%
Q1 20260.52%
Q2 20260.09%
Return on assets
-0.54%0.18%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20240.72%
Q4 20240.68%
Q1 20250.21%
Q2 20250.08%
Q3 20250.22%
Q4 20250.55%
Q1 2026-0.54%
Q2 20260.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$1.0M18.86%0.09%0.12%34.4%
Q1 202676$1.0M18.95%0.52%-0.54%31.3%
Q4 202567$994K19.65%2.50%0.55%37.7%
Q3 202565$1.1M18.24%2.46%0.22%33.0%
Q2 202560$1.0M18.23%2.82%0.08%39.9%
Q1 202560$1.1M17.85%2.97%0.21%40.4%
Q4 202483$1.0M18.18%0.78%0.68%52.1%
Q3 202490$1.0M17.99%0.00%0.72%49.9%
Q2 202490$1.2M15.42%0.17%0.90%45.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.86%
73rd
Problem loans0.09%
80th
Net charge-offs0.00%
77th
Return on assets0.12%
24th
Loans to deposits34.4%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves1.03%
83rd
Texas ratio0.1%
83rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Pilgrim Cucc Federal Credit UnionCredit union Houston, TX47 out of 100, Below average$1.0M12.1%2.72%vs
Texas Lee Federal Credit UnionCredit union Houston, TX86 out of 100, Very strong$914K13.6%0.00%vs
Pear Orchard Federal Credit UnionCredit union Beaumont, TX52 out of 100, Below average$893K23.8%34.39%vs
Brentwood Baptist Church Federal Credit UnionCredit union Houston, TX35 out of 100, Low$1.3M7.8%2.21%vs
Empowerment Community Development Federal Credit UnionCredit union Houston, TX17 out of 100, Low$685K5.9%42.08%vs
Musicians Federal Credit UnionCredit union Arlington, TX64 out of 100, Moderate$643K17.6%3.92%vs

Deposit insurance

Is my money safe at Littlefield School Employees Federal Credit Union?

Yes. Littlefield School Employees Federal Credit Union is a federally insured credit union (NCUA charter #12289). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Littlefield School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Littlefield, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Littlefield School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
12289
RSSD ID
418388
Primary regulator
NCUA
Established
1958
Headquarters
P.O. Box 567, Littlefield, TX 79339
Employees
1

Quick answers

Littlefield School Employees Federal Credit Union: common questions

Is Littlefield School Employees Federal Credit Union NCUA insured?

Yes. Littlefield School Employees Federal Credit Union is a federally insured credit union (NCUA charter #12289). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Littlefield School Employees Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Littlefield School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Littlefield

InstitutionScoreAssetsCapitalProblem loansCompare
First State BankBank Shallowater, TX84 out of 100, Strong$150.8M15.9%0.23%vs
Citizens State BankBank Anton, TX84 out of 100, Strong$80.7M16.0%0.01%vs
First Federal Bank Littlefield, TexasBank Littlefield, TX82 out of 100, Strong$67.9M17.4%0.44%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
First United BankBank Dimmitt, TX77 out of 100, Strong$2.4B11.2%0.41%vs
Maverick BankBank Fort Davis, TX76 out of 100, Strong$809.1M8.8%0.01%vs