Side-by-side · Q2 2026 data
First State Bank vs Muskogee Federal Credit Union
Metric by metric
| Measure | First State Bank | Muskogee Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 87 (stronger) |
| Capital cushion | 54 | 78 (stronger) |
| Loan quality | 25 | 81 (stronger) |
| Earnings | 33 | 94 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 58 | 96 (stronger) |
| Peer percentile | 9th | 91st |
| Total assets | $82.1M | $112.0M |
| Deposits / shares | $74.1M | $98.9M |
| Capital ratio | 10.37% | 12.75% (stronger) |
| Problem loans | 2.25% | 0.58% (stronger) |
| Net charge-offs | 0.60% | 0.13% (stronger) |
| Return on assets | 0.33% | 1.84% (stronger) |
| Loans ÷ deposits | 69.2% | 37.9% (stronger) |
| Uninsured deposits | 8.9% | 0.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Muskogee Federal Credit Union has the higher TellerScore (87 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 0 and Muskogee Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.