Side-by-side · Q2 2026 data
First State Bank vs Ttcu Federal Credit Union
Metric by metric
| Measure | First State Bank | Ttcu Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 73 (stronger) |
| Capital cushion | 54 | 85 (stronger) |
| Loan quality | 25 | 50 (stronger) |
| Earnings | 33 | 56 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 58 | 89 (stronger) |
| Peer percentile | 9th | 70th |
| Total assets | $82.1M | $2.7B |
| Deposits / shares | $74.1M | $2.2B |
| Capital ratio | 10.37% | 13.45% (stronger) |
| Problem loans | 2.25% | 1.49% (stronger) |
| Net charge-offs | 0.60% (stronger) | 1.35% |
| Return on assets | 0.33% | 0.91% (stronger) |
| Loans ÷ deposits | 69.2% | 55.1% (stronger) |
| Uninsured deposits | 8.9% | 6.0% (stronger) |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.1% |
Ttcu Federal Credit Union has the higher TellerScore (73 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 1 and Ttcu Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.