Headquartered in Tulsa, Oklahoma, Ttcu Federal Credit Union is a federal credit union with $2.7B in total assets and $2.2B in member shares and deposits as of Q2 2026. It operates 20 offices. Its charter dates back to 1934.
Ttcu Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 454 credit unions with $1 billion – $10 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 23rd. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 6% uninsured); loan quality contributes the least (50/100, 1.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the earnings component improved by 24 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 63 |
| Q4 2024 | 61 |
| Q1 2025 | 66 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 66 |
| Q1 2026 | 73 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.60% |
| Q3 2024 | 13.66% |
| Q4 2024 | 13.62% |
| Q1 2025 | 13.51% |
| Q2 2025 | 13.75% |
| Q3 2025 | 13.40% |
| Q4 2025 | 13.09% |
| Q1 2026 | 13.23% |
| Q2 2026 | 13.45% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.89% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.54% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.49% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.29% |
| Q3 2024 | -0.13% |
| Q4 2024 | -0.08% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.25% |
| Q1 2026 | 0.76% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $2.7B | 13.45% | 1.49% | 0.91% | 55.1% |
| Q1 2026 | 73 | $2.7B | 13.23% | 1.32% | 0.76% | 55.7% |
| Q4 2025 | 66 | $2.7B | 13.09% | 1.56% | 0.25% | 57.0% |
| Q3 2025 | 68 | $2.6B | 13.40% | 1.46% | 0.28% | 59.1% |
| Q2 2025 | 69 | $2.6B | 13.75% | 1.54% | 0.29% | 59.3% |
| Q1 2025 | 66 | $2.6B | 13.51% | 1.46% | 0.03% | 60.0% |
| Q4 2024 | 61 | $2.6B | 13.62% | 1.89% | -0.08% | 63.7% |
| Q3 2024 | 63 | $2.6B | 13.66% | 1.58% | -0.13% | 66.7% |
| Q2 2024 | 61 | $2.6B | 13.60% | 1.55% | -0.29% | 69.9% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Communication Federal Credit UnionCredit union Oklahoma City, OK | 68 out of 100, Moderate | $2.4B | 11.8% | 1.24% | vs |
| Weokie Federal Credit UnionCredit union Oklahoma City, OK | 74 out of 100, Strong | $1.5B | 13.4% | 0.64% | vs |
| Truity Federal Credit UnionCredit union Bartlesville, OK | 52 out of 100, Below average | $1.3B | 8.8% | 0.75% | vs |
| Tinker Federal Credit UnionCredit union Oklahoma City, OK | 83 out of 100, Strong | $6.1B | 14.7% | 0.63% | vs |
Deposit insurance
Is my money safe at Ttcu Federal Credit Union?
Yes. Ttcu Federal Credit Union is a federally insured credit union (NCUA charter #24887). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.0% of shares and deposits ($131.4M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.45%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
20 locations
Branches
Ttcu Federal Credit Union lists 20 offices in 14 cities. Most locations:
- Tulsa, OK (6)
- Edmond, OK (2)
- Bixby, OK (1)
- Broken Arrow, OK (1)
- Claremore, OK (1)
- Jenks, OK (1)
- Miami, OK (1)
- Muskogee, OK (1)
- Oklahoma City, OK (1)
- Owasso, OK (1)
- Pryor, OK (1)
- Sand Springs, OK (1)
HMDA 2025
Mortgage lending
In 2025, Ttcu Federal Credit Union reported 1,396 home-loan applications under HMDA (LEI 254900F8XCJE1G9OYR92): 993 originated ($129,295,000 total), 237 denied, and 87 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Ttcu Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24887
- RSSD ID
- 508690
- Primary regulator
- NCUA
- Established
- 1934
- Headquarters
- PO Box 4999, Tulsa, OK 74159
- Employees
- 445
Quick answers
Ttcu Federal Credit Union: common questions
Is Ttcu Federal Credit Union NCUA insured?
Yes. Ttcu Federal Credit Union is a federally insured credit union (NCUA charter #24887). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ttcu Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ttcu Federal Credit Union have?
20 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tulsa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OwassoBank Owasso, OK | 93 out of 100, Very strong | $639.3M | 15.7% | 0.01% | vs |
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |