Side-by-side · Q2 2026 data
First State Bank vs First Iowa State Bank
Metric by metric
| Measure | First State Bank | First Iowa State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 48 | 52 (stronger) |
| Loan quality | 93 (stronger) | 29 |
| Earnings | 100 | 100 |
| Funding & liquidity | 53 | 65 (stronger) |
| Problem-loan coverage | 97 (stronger) | 69 |
| Peer percentile | 61st | 19th |
| Total assets | $384.2M | $396.1M |
| Deposits / shares | $308.1M | $359.0M |
| Capital ratio | 9.77% | 10.20% (stronger) |
| Problem loans | 0.21% (stronger) | 2.12% |
| Net charge-offs | 0.01% (stronger) | 0.73% |
| Return on assets | 2.11% (stronger) | 2.03% |
| Loans ÷ deposits | 95.6% | 80.2% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 28.8% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
First State Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and First Iowa State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.