Side-by-side · Q2 2026 data
First State Bank vs Success Bank
Metric by metric
| Measure | First State Bank | Success Bank |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 48 | 72 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 53 | 57 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 61st | 75th |
| Total assets | $384.2M | $277.1M |
| Deposits / shares | $308.1M | $236.5M |
| Capital ratio | 9.77% | 12.22% (stronger) |
| Problem loans | 0.21% (stronger) | 0.33% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.11% (stronger) | 1.67% |
| Loans ÷ deposits | 95.6% | 87.5% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 29.2% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
Success Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Success Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.