TellerScore

Success Bank is a state-chartered bank headquartered in Bloomfield, Iowa, in business for about 126 years. At the end of Q2 2026 it reported $277.1M in total assets and $236.5M in deposits, with 3 offices.

Success Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 65th. Problem-loan coverage contributes the most (96/100, 2.0%); funding & liquidity contributes the least (57/100, 87% loans-to-deposits, 29% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Tier 1 leverage ratio: 12.22%
Loan quality89/100
Noncurrent loans ÷ total loans: 0.33%
Earnings87/100
Return on assets (annualized): 1.67%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 87.5% · 29.2% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (77 → 79), mostly because the capital cushion component improved by 3 points.

TellerScore
737781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202474
Q4 202476
Q1 202581
Q2 202577
Q3 202579
Q4 202580
Q1 202681
Q2 202679
Tier 1 leverage ratio
5.00%8.86%12.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202411.72%
Q3 202411.70%
Q4 202411.53%
Q1 202511.70%
Q2 202511.93%
Q3 202512.52%
Q4 202512.59%
Q1 202612.72%
Q2 202612.22%
Noncurrent loans
0.00%0.19%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.23%
Q3 20240.14%
Q4 20240.02%
Q1 20250.00%
Q2 20250.36%
Q3 20250.39%
Q4 20250.36%
Q1 20260.37%
Q2 20260.33%
Return on assets
0.96%1.37%1.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.96%
Q3 20240.99%
Q4 20241.21%
Q1 20251.57%
Q2 20251.59%
Q3 20251.72%
Q4 20251.74%
Q1 20261.78%
Q2 20261.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$277.1M12.22%0.33%1.67%87.5%
Q1 202681$267.1M12.72%0.37%1.78%93.4%
Q4 202580$269.7M12.59%0.36%1.74%95.1%
Q3 202579$260.2M12.52%0.39%1.72%94.9%
Q2 202577$265.2M11.93%0.36%1.59%90.8%
Q1 202581$268.3M11.70%0.00%1.57%85.5%
Q4 202476$270.5M11.53%0.02%1.21%84.8%
Q3 202474$260.9M11.70%0.14%0.99%85.4%
Q2 202473$250.6M11.72%0.23%0.96%88.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.22%
67th
Total risk-based capital0.00%
24th
Problem loans0.33%
55th
Net charge-offs0.01%
46th
Return on assets1.67%
75th
Net interest margin4.19%
65th
Efficiency ratio57.7%
64th
Loans to deposits87.5%
32nd
Uninsured deposits29.2%
31st
Loan-loss reserves0.96%
22nd
Texas ratio2.0%
58th

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
DeWitt Bank & Trust Co.Bank Dewitt, IA62 out of 100, Moderate$277.3M9.4%1.26%vs
Reliance State BankBank Story City, IA43 out of 100, Below average$276.8M9.7%2.95%vs
Iowa State Savings BankBank Creston, IA74 out of 100, Strong$276.5M9.4%0.20%vs
Guthrie County State BankBank Panora, IA77 out of 100, Strong$279.2M12.3%0.16%vs
FNB BankBank Fontanelle, IA91 out of 100, Very strong$274.6M14.5%0.02%vs
Farmers and Merchants State BankBank Winterset, IA78 out of 100, Strong$271.7M10.7%0.00%vs

Deposit insurance

Is my money safe at Success Bank?

Yes. Success Bank is an FDIC-insured institution (FDIC certificate #10127). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.2% of deposits ($69.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Success Bank lists 1 office in 1 city. Most locations:

  • Bloomfield, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Success Bank
Former names
Davis County Savings Bank
Type
State-chartered bank
FDIC certificate #
10127
RSSD ID
179148
Primary regulator
FDIC
Holding company
Garrett Bancshares Ltd
Established
January 1, 1900
Headquarters
109 N Madison St, Bloomfield, IA 52537
Employees
26

Quick answers

Success Bank: common questions

Is Success Bank FDIC insured?

Yes. Success Bank is an FDIC-insured institution (FDIC certificate #10127). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Success Bank's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Success Bank ever failed?

There is no failure record for FDIC certificate #10127 in the FDIC failed bank list.

How many branches does Success Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Bloomfield

InstitutionScoreAssetsCapitalProblem loansCompare
Meridian Credit UnionCredit union Ottumwa, IA91 out of 100, Very strong$34.4M16.7%0.14%vs
Community Bank of MemphisBank Memphis, MO85 out of 100, Very strong$63.7M12.4%0.00%vs
South Ottumwa Savings BankBank Ottumwa, IA77 out of 100, Strong$565.4M13.0%0.83%vs
First State BankBank Lynnville, IA75 out of 100, Strong$384.2M9.8%0.21%vs
The Libertyville Savings BankBank Fairfield, IA73 out of 100, Strong$384.1M11.0%0.90%vs
Exchange Bank Co.Bank Kahoka, MO69 out of 100, Moderate$341.5M9.1%1.33%vs