Side-by-side · Q2 2026 data
First State Bank of Bedias vs Community Service Credit Union
Metric by metric
| Measure | First State Bank of Bedias | Community Service Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 33 | 73 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 94 (stronger) | 75 |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 80th | 19th |
| Total assets | $224.8M | $163.8M |
| Deposits / shares | $184.7M | $146.5M |
| Capital ratio | 17.94% (stronger) | 9.45% |
| Problem loans | 2.01% | 0.82% (stronger) |
| Net charge-offs | 0.21% (stronger) | 1.39% |
| Return on assets | 2.58% (stronger) | 0.44% |
| Loans ÷ deposits | 66.6% (stronger) | 84.9% |
| Uninsured deposits | 15.0% | 10.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Bedias has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Bedias leads on 5 and Community Service Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.