Side-by-side · Q2 2026 data
First State Bank of Bedias vs Sanger Bank
Metric by metric
| Measure | First State Bank of Bedias | Sanger Bank |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 33 | 83 (stronger) |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 94 (stronger) | 81 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $224.8M | $224.4M |
| Deposits / shares | $184.7M | $186.6M |
| Capital ratio | 17.94% (stronger) | 16.53% |
| Problem loans | 2.01% | 0.51% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 2.58% (stronger) | 1.13% |
| Loans ÷ deposits | 66.6% | 66.0% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 27.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sanger Bank has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Bedias leads on 3 and Sanger Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.