Side-by-side · Q2 2026 data
First State Bank of Beecher City vs Anna State Bank
Metric by metric
| Measure | First State Bank of Beecher City | Anna State Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 73 | 99 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 71 | 92 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 92nd | 80th |
| Total assets | $112.2M | $111.6M |
| Deposits / shares | $93.7M | $97.1M |
| Capital ratio | 15.98% (stronger) | 12.54% |
| Problem loans | 0.81% | 0.02% (stronger) |
| Net charge-offs | 0.14% | 0.03% (stronger) |
| Return on assets | 2.72% (stronger) | 0.75% |
| Loans ÷ deposits | 87.9% | 44.6% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 22.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Beecher City has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Beecher City leads on 4 and Anna State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.