Side-by-side · Q2 2026 data
First State Bank of Blakely vs Five Star Credit Union
Metric by metric
| Measure | First State Bank of Blakely | Five Star Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 0 | 50 (stronger) |
| Earnings | 92 (stronger) | 63 |
| Funding & liquidity | 61 | 81 (stronger) |
| Problem-loan coverage | 76 | 84 (stronger) |
| Peer percentile | 29th | 66th |
| Total assets | $668.2M | $1.3B |
| Deposits / shares | $533.3M | $1.1B |
| Capital ratio | 19.19% (stronger) | 13.82% |
| Problem loans | 3.36% | 1.50% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.53% |
| Return on assets | 1.79% (stronger) | 1.09% |
| Loans ÷ deposits | 84.0% | 79.2% (stronger) |
| Uninsured deposits | 28.5% | 11.8% (stronger) |
| Offices | 8 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Blakely leads on 3 and Five Star Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Blakely, GA
- Bainbridge, GA
- Leesburg, GA