First State Bank of Blakely (FDIC certificate #15496) is based in Blakely, Georgia. Its Q2 2026 call report shows $668.2M in total assets and $533.3M in deposits and 8 offices.
First State Bank of Blakely has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 100th. Capital cushion contributes the most (100/100, 19.19%); loan quality contributes the least (0/100, 3.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (78 → 65), mostly because the loan quality component weakened by 42 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 90 |
| Q4 2024 | 90 |
| Q1 2025 | 89 |
| Q2 2025 | 78 |
| Q3 2025 | 76 |
| Q4 2025 | 66 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.34% |
| Q3 2024 | 17.34% |
| Q4 2024 | 17.25% |
| Q1 2025 | 17.60% |
| Q2 2025 | 18.04% |
| Q3 2025 | 18.48% |
| Q4 2025 | 18.50% |
| Q1 2026 | 19.13% |
| Q2 2026 | 19.19% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.45% |
| Q1 2025 | 0.54% |
| Q2 2025 | 1.73% |
| Q3 2025 | 1.90% |
| Q4 2025 | 3.95% |
| Q1 2026 | 4.09% |
| Q2 2026 | 3.36% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.02% |
| Q3 2024 | 2.01% |
| Q4 2024 | 1.86% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.94% |
| Q3 2025 | 1.93% |
| Q4 2025 | 1.82% |
| Q1 2026 | 1.70% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $668.2M | 19.19% | 3.36% | 1.79% | 84.0% |
| Q1 2026 | 64 | $664.1M | 19.13% | 4.09% | 1.70% | 82.6% |
| Q4 2025 | 66 | $668.7M | 18.50% | 3.95% | 1.82% | 81.6% |
| Q3 2025 | 76 | $668.0M | 18.48% | 1.90% | 1.93% | 88.8% |
| Q2 2025 | 78 | $654.8M | 18.04% | 1.73% | 1.94% | 87.2% |
| Q1 2025 | 89 | $667.2M | 17.60% | 0.54% | 1.86% | 81.7% |
| Q4 2024 | 90 | $661.2M | 17.25% | 0.45% | 1.86% | 78.3% |
| Q3 2024 | 90 | $647.8M | 17.34% | 0.36% | 2.01% | 85.9% |
| Q2 2024 | 88 | $624.7M | 17.34% | 0.55% | 2.02% | 87.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Georgia BankBank Lavonia, GA | 93 out of 100, Very strong | $650.6M | 13.4% | 0.01% | vs |
| Community Bank of Pickens CountyBank Jasper, GA | 73 out of 100, Strong | $628.6M | 13.6% | 1.96% | vs |
| Southeastern BankBank Darien, GA | 86 out of 100, Very strong | $624.9M | 13.4% | 0.38% | vs |
| First Port City BankBank Bainbridge, GA | 66 out of 100, Moderate | $623.9M | 10.5% | 1.04% | vs |
| Fnb SouthBank Alma, GA | 95 out of 100, Very strong | $734.8M | 16.2% | 0.00% | vs |
| The Citizens Bank of GeorgiaBank Cumming, GA | 85 out of 100, Very strong | $598.5M | 11.5% | 0.00% | vs |
Deposit insurance
Is my money safe at First State Bank of Blakely?
Yes. First State Bank of Blakely is an FDIC-insured institution (FDIC certificate #15496). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.5% of deposits ($152.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 28.28% (benchmark: 10%).
8 locations
Branches
First State Bank of Blakely lists 8 offices in 8 cities. Most locations:
- Albany, GA (1)
- Arlington, GA (1)
- Bainbridge, GA (1)
- Blakely, GA (1)
- Colquitt, GA (1)
- Donalsonville, GA (1)
- Fort Gaines, GA (1)
- Leesburg, GA (1)
Identity & history
Profile
- Legal name
- First State Bank of Blakely
- Type
- State-chartered bank
- FDIC certificate #
- 15496
- RSSD ID
- 5135
- Primary regulator
- FDIC
- Holding company
- First St Bancshares Blakely
- Established
- January 1, 1903
- Headquarters
- 2213 S Main St, Blakely, GA 39823
- Website
- fsbanks.com
- Employees
- 107
Quick answers
First State Bank of Blakely: common questions
Is First State Bank of Blakely FDIC insured?
Yes. First State Bank of Blakely is an FDIC-insured institution (FDIC certificate #15496). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First State Bank of Blakely's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First State Bank of Blakely ever failed?
There is no failure record for FDIC certificate #15496 in the FDIC failed bank list.
How many branches does First State Bank of Blakely have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Blakely
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| BankSouthBank Dothan, AL | 84 out of 100, Strong | $221.5M | 19.1% | 0.02% | vs |
| Georgia Community BankBank Albany, GA | 78 out of 100, Strong | $375.0M | 13.7% | 1.25% | vs |
| Five Star Credit UnionCredit union Dothan, AL | 72 out of 100, Strong | $1.3B | 13.8% | 1.50% | vs |
| PeoplesSouth BankBank Colquitt, GA | 69 out of 100, Moderate | $1.2B | 10.4% | 1.02% | vs |
| Ameris BankBank Atlanta, GA | 67 out of 100, Moderate | $28.4B | 11.4% | 0.57% | vs |
| MidSouth BankBank Dothan, AL | 66 out of 100, Moderate | $771.5M | 9.3% | 0.28% | vs |