Side-by-side · Q2 2026 data
First State Bank of Blakely vs Georgia Community Bank
Metric by metric
| Measure | First State Bank of Blakely | Georgia Community Bank |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 92 | 92 |
| Funding & liquidity | 61 | 67 (stronger) |
| Problem-loan coverage | 76 | 88 (stronger) |
| Peer percentile | 29th | 72nd |
| Total assets | $668.2M | $375.0M |
| Deposits / shares | $533.3M | $321.7M |
| Capital ratio | 19.19% (stronger) | 13.67% |
| Problem loans | 3.36% | 1.25% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.09% |
| Return on assets | 1.79% | 1.80% (stronger) |
| Loans ÷ deposits | 84.0% | 78.4% (stronger) |
| Uninsured deposits | 28.5% | 27.9% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Georgia Community Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Blakely leads on 2 and Georgia Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Albany, GA
- Blakely, GA
- Donalsonville, GA