Side-by-side · Q2 2026 data
First State Bank of Blakely vs PeoplesSouth Bank
Metric by metric
| Measure | First State Bank of Blakely | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 0 | 66 (stronger) |
| Earnings | 92 (stronger) | 81 |
| Funding & liquidity | 61 | 80 (stronger) |
| Problem-loan coverage | 76 | 80 (stronger) |
| Peer percentile | 29th | 53rd |
| Total assets | $668.2M | $1.2B |
| Deposits / shares | $533.3M | $1.1B |
| Capital ratio | 19.19% (stronger) | 10.45% |
| Problem loans | 3.36% | 1.02% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.79% (stronger) | 1.53% |
| Loans ÷ deposits | 84.0% | 77.1% (stronger) |
| Uninsured deposits | 28.5% | 18.1% (stronger) |
| Offices | 8 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.5% |
PeoplesSouth Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Blakely leads on 3 and PeoplesSouth Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Albany, GA
- Bainbridge, GA
- Colquitt, GA
- Donalsonville, GA
- Leesburg, GA