Side-by-side · Q2 2026 data
First State Bank of Blakely vs The Citizens Bank of Georgia
Metric by metric
| Measure | First State Bank of Blakely | The Citizens Bank of Georgia |
|---|---|---|
| TellerScore | 65 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 92 | 94 (stronger) |
| Funding & liquidity | 61 | 80 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 29th | 88th |
| Total assets | $668.2M | $598.5M |
| Deposits / shares | $533.3M | $531.3M |
| Capital ratio | 19.19% (stronger) | 11.49% |
| Problem loans | 3.36% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.79% | 1.86% (stronger) |
| Loans ÷ deposits | 84.0% | 60.6% (stronger) |
| Uninsured deposits | 28.5% (stronger) | 33.1% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Citizens Bank of Georgia has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Blakely leads on 2 and The Citizens Bank of Georgia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.