TellerScore

Side-by-side · Q2 2026 data

First State Bank of Brownsboro vs First State Bank

Bank

First State Bank of Brownsboro

Brownsboro, Texas · $100 million – $1 billion

73of 100
Strong

Bank

First State Bank

Athens, Texas · $100 million – $1 billion

74of 100
Strong

Metric by metric

MeasureFirst State Bank of BrownsboroFirst State Bank
TellerScore7374 (stronger)
Capital cushion5464 (stronger)
Loan quality83 (stronger)73
Earnings7486 (stronger)
Funding & liquidity82 (stronger)67
Problem-loan coverage92 (stronger)91
Peer percentile53rd57th
Total assets$139.9M$761.7M
Deposits / shares$129.6M$669.5M
Capital ratio10.36%11.44% (stronger)
Problem loans0.52% (stronger)0.80%
Net charge-offs0.02% (stronger)0.03%
Return on assets1.35%1.65% (stronger)
Loans ÷ deposits50.2% (stronger)70.7%
Uninsured deposits31.0% (stronger)35.3%
Offices37
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—8.5%

First State Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Brownsboro leads on 4 and First State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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