Side-by-side · Q2 2026 data
First State Bank of Brownsboro vs Keystone Credit Union
Metric by metric
| Measure | First State Bank of Brownsboro | Keystone Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 83 (stronger) | 77 |
| Earnings | 74 (stronger) | 55 |
| Funding & liquidity | 82 (stronger) | 65 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 65th |
| Total assets | $139.9M | $40.2M |
| Deposits / shares | $129.6M | $29.1M |
| Capital ratio | 10.36% | 27.38% (stronger) |
| Problem loans | 0.52% (stronger) | 0.68% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.35% (stronger) | 0.87% |
| Loans ÷ deposits | 50.2% (stronger) | 95.3% |
| Uninsured deposits | 31.0% | 5.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Keystone Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Brownsboro leads on 4 and Keystone Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.