Side-by-side · Q2 2026 data
First State Bank of Brownsboro vs Spur Security Bank
Metric by metric
| Measure | First State Bank of Brownsboro | Spur Security Bank |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 54 | 74 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 74 (stronger) | 50 |
| Funding & liquidity | 82 (stronger) | 62 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $139.9M | $140.6M |
| Deposits / shares | $129.6M | $127.3M |
| Capital ratio | 10.36% | 12.39% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.35% (stronger) | 0.75% |
| Loans ÷ deposits | 50.2% (stronger) | 74.2% |
| Uninsured deposits | 31.0% (stronger) | 36.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spur Security Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Brownsboro leads on 3 and Spur Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.