Side-by-side · Q2 2026 data
First State Bank of DeKalb County vs Nucor Employees Federal Credit Union
Credit union
Nucor Employees Federal Credit Union
Fort Payne, Alabama · Under $100 million in assets
Metric by metric
| Measure | First State Bank of DeKalb County | Nucor Employees Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 79 | 94 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 90th | 80th |
| Total assets | $353.8M | $2.2M |
| Deposits / shares | $299.0M | $1.5M |
| Capital ratio | 14.13% | 30.69% (stronger) |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 2.26% (stronger) | 0.34% |
| Loans ÷ deposits | 68.6% | 66.6% (stronger) |
| Uninsured deposits | 26.9% | 0.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Bank of DeKalb County leads on 1 and Nucor Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.