Nucor Employees Federal Credit Union (NCUA charter #15752) is based in Fort Payne, Alabama. Its Q2 2026 call report shows $2.2M in total assets and $1.5M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Nucor Employees Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 22nd. Its strongest component is capital cushion (100/100; 30.69%), and its lowest is earnings (34/100; 0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 86).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 86 |
| Q4 2024 | 84 |
| Q1 2025 | 81 |
| Q2 2025 | 85 |
| Q3 2025 | 86 |
| Q4 2025 | 84 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 26.54% |
| Q3 2024 | 26.89% |
| Q4 2024 | 27.84% |
| Q1 2025 | 27.80% |
| Q2 2025 | 27.02% |
| Q3 2025 | 27.31% |
| Q4 2025 | 26.98% |
| Q1 2026 | 29.55% |
| Q2 2026 | 30.69% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.58% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.34% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.12% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $2.2M | 30.69% | 0.00% | 0.34% | 66.6% |
| Q1 2026 | 86 | $2.3M | 29.55% | 0.00% | 0.46% | 72.5% |
| Q4 2025 | 84 | $2.5M | 26.98% | 0.14% | 0.12% | 60.2% |
| Q3 2025 | 86 | $2.5M | 27.31% | 0.00% | 0.29% | 56.9% |
| Q2 2025 | 85 | $2.5M | 27.02% | 0.00% | 0.16% | 56.7% |
| Q1 2025 | 81 | $2.5M | 27.80% | 0.58% | 0.35% | 63.9% |
| Q4 2024 | 84 | $2.5M | 27.84% | 0.11% | 0.31% | 67.0% |
| Q3 2024 | 86 | $2.5M | 26.89% | 0.00% | 0.34% | 68.1% |
| Q2 2024 | 87 | $2.6M | 26.54% | 0.00% | 0.40% | 64.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL | 99 out of 100, Very strong | $2.2M | 23.1% | 0.08% | vs |
| North Alabama Papermakers Federal Credit UnionCredit union Stevenson, AL | 77 out of 100, Strong | $2.2M | 25.5% | 0.00% | vs |
| Councill Federal Credit UnionCredit union Normal, AL | 79 out of 100, Strong | $2.8M | 15.7% | 2.43% | vs |
| U S Pipe Bessemer Employees Federal Credit UnionCredit union Bessemer, AL | 64 out of 100, Moderate | $3.1M | 23.0% | 8.36% | vs |
| Andalusia Mills Employees Credit As Federal Credit UnionCredit union Andalusia, AL | 87 out of 100, Very strong | $3.2M | 20.5% | 0.35% | vs |
| Demopolis Federal Credit UnionCredit union Demopolis, AL | 92 out of 100, Very strong | $3.3M | 54.9% | 0.54% | vs |
Deposit insurance
Is my money safe at Nucor Employees Federal Credit Union?
Yes. Nucor Employees Federal Credit Union is a federally insured credit union (NCUA charter #15752). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($3K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 30.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Nucor Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Fort Payne, AL (1)
Identity & history
Profile
- Legal name
- Nucor Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15752
- RSSD ID
- 540681
- Primary regulator
- NCUA
- Established
- 1963
- Headquarters
- Po Box 680169, Fort Payne, AL 35968
- Employees
- 1
Quick answers
Nucor Employees Federal Credit Union: common questions
Is Nucor Employees Federal Credit Union NCUA insured?
Yes. Nucor Employees Federal Credit Union is a federally insured credit union (NCUA charter #15752). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nucor Employees Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nucor Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Payne
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Jackson Bank, Inc.Bank Stevenson, AL | 93 out of 100, Very strong | $444.3M | 14.8% | 0.08% | vs |
| First State Bank of DeKalb CountyBank Fort Payne, AL | 86 out of 100, Very strong | $353.8M | 14.1% | 0.84% | vs |
| Liberty BankBank Geraldine, AL | 81 out of 100, Strong | $258.6M | 11.3% | 0.15% | vs |
| First Southern State BankBank Stevenson, AL | 77 out of 100, Strong | $893.5M | 10.6% | 0.25% | vs |
| Peoples Bank of AlabamaBank Cullman, AL | 76 out of 100, Strong | $1.4B | 11.2% | 0.56% | vs |
| The Southern Bank CompanyBank Gadsden, AL | 76 out of 100, Strong | $133.1M | 15.1% | 1.89% | vs |