Side-by-side · Q2 2026 data
First State Bank of DeKalb County vs Solutions Plus Bank
Metric by metric
| Measure | First State Bank of DeKalb County | Solutions Plus Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 79 | 93 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 90th | 63rd |
| Total assets | $353.8M | $43.9M |
| Deposits / shares | $299.0M | $21.1M |
| Capital ratio | 14.13% | 56.70% (stronger) |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 2.26% (stronger) | -5.30% |
| Loans ÷ deposits | 68.6% | 39.5% (stronger) |
| Uninsured deposits | 26.9% | 21.3% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of DeKalb County has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of DeKalb County leads on 2 and Solutions Plus Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.