Side-by-side · Q2 2026 data
First State Bank of Golva vs Stockman Bank of Montana
Metric by metric
| Measure | First State Bank of Golva | Stockman Bank of Montana |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 40 | 49 (stronger) |
| Loan quality | 16 | 80 (stronger) |
| Earnings | 100 (stronger) | 96 |
| Funding & liquidity | 82 (stronger) | 49 |
| Problem-loan coverage | 66 | 93 (stronger) |
| Peer percentile | 11th | 63rd |
| Total assets | $123.5M | $7.7B |
| Deposits / shares | $110.1M | $6.2B |
| Capital ratio | 9.01% | 9.89% (stronger) |
| Problem loans | 2.51% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.29% (stronger) | 1.91% |
| Loans ÷ deposits | 47.9% (stronger) | 82.9% |
| Uninsured deposits | 31.6% (stronger) | 40.1% |
| Offices | 3 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Stockman Bank of Montana has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Golva leads on 4 and Stockman Bank of Montana on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.