Side-by-side · Q2 2026 data
First State Bank of Harvey vs Citizens State Bank of Lankin
Metric by metric
| Measure | First State Bank of Harvey | Citizens State Bank of Lankin |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 54 (stronger) | 51 |
| Loan quality | 62 (stronger) | 47 |
| Earnings | 60 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 91 (stronger) | 75 |
| Peer percentile | 33rd | 16th |
| Total assets | $94.6M | $72.1M |
| Deposits / shares | $84.6M | $61.4M |
| Capital ratio | 10.40% (stronger) | 10.13% |
| Problem loans | 1.14% (stronger) | 1.58% |
| Net charge-offs | 0.21% (stronger) | 0.25% |
| Return on assets | 1.00% | 1.17% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 85.6% |
| Uninsured deposits | 10.9% (stronger) | 28.1% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Harvey has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Harvey leads on 6 and Citizens State Bank of Lankin on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.