Side-by-side · Q2 2026 data
First State Bank of Harvey vs Dakota Heritage Bank
Metric by metric
| Measure | First State Bank of Harvey | Dakota Heritage Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 62 (stronger) | 46 |
| Earnings | 60 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 91 (stronger) | 74 |
| Peer percentile | 33rd | 24th |
| Total assets | $94.6M | $416.8M |
| Deposits / shares | $84.6M | $366.8M |
| Capital ratio | 10.40% (stronger) | 9.83% |
| Problem loans | 1.14% (stronger) | 1.62% |
| Net charge-offs | 0.21% | 0.03% (stronger) |
| Return on assets | 1.00% | 1.96% (stronger) |
| Loans ÷ deposits | 41.2% (stronger) | 93.4% |
| Uninsured deposits | 10.9% (stronger) | 15.6% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
First State Bank of Harvey has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Harvey leads on 5 and Dakota Heritage Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harvey, ND