Side-by-side · Q2 2026 data
First State Bank of Le Center vs Lake Country Community Bank
Metric by metric
| Measure | First State Bank of Le Center | Lake Country Community Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 61 | 69 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 94 (stronger) | 29 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 90 (stronger) | 75 |
| Peer percentile | 64th | 51st |
| Total assets | $110.4M | $31.5M |
| Deposits / shares | $92.3M | $28.2M |
| Capital ratio | 11.15% | 11.92% (stronger) |
| Problem loans | 0.81% | 0.00% (stronger) |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 1.86% (stronger) | 0.22% |
| Loans ÷ deposits | 83.3% | 60.7% (stronger) |
| Uninsured deposits | 14.0% | 10.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
First State Bank of Le Center has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Le Center leads on 2 and Lake Country Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.