Side-by-side · Q2 2026 data
First State Bank of Le Center vs Minnesota Valley Federal Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | First State Bank of Le Center | Minnesota Valley Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 61 | 65 (stronger) |
| Loan quality | 73 | 81 (stronger) |
| Earnings | 94 (stronger) | 63 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 64th | 71st |
| Total assets | $110.4M | $329.0M |
| Deposits / shares | $92.3M | $289.7M |
| Capital ratio | 11.15% | 11.48% (stronger) |
| Problem loans | 0.81% | 0.56% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 1.86% (stronger) | 1.06% |
| Loans ÷ deposits | 83.3% | 58.1% (stronger) |
| Uninsured deposits | 14.0% | 4.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 5.2% |
Minnesota Valley Federal Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Le Center leads on 2 and Minnesota Valley Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.