Side-by-side · Q2 2026 data
First State Bank of Le Center vs Produce State Bank
Metric by metric
| Measure | First State Bank of Le Center | Produce State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 73 (stronger) | 58 |
| Earnings | 94 (stronger) | 73 |
| Funding & liquidity | 77 | 98 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 64th | 40th |
| Total assets | $110.4M | $107.2M |
| Deposits / shares | $92.3M | $94.6M |
| Capital ratio | 11.15% (stronger) | 10.33% |
| Problem loans | 0.81% (stronger) | 1.26% |
| Net charge-offs | -0.01% | -0.15% (stronger) |
| Return on assets | 1.86% (stronger) | 1.31% |
| Loans ÷ deposits | 83.3% | 62.6% (stronger) |
| Uninsured deposits | 14.0% | 9.8% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
First State Bank of Le Center has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Le Center leads on 4 and Produce State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.