Side-by-side · Q2 2026 data
First State Bank of Le Center vs Security Bank & Trust Company
Metric by metric
| Measure | First State Bank of Le Center | Security Bank & Trust Company |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 61 (stronger) | 44 |
| Loan quality | 73 | 89 (stronger) |
| Earnings | 94 | 98 (stronger) |
| Funding & liquidity | 77 (stronger) | 60 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 64th | 74th |
| Total assets | $110.4M | $1.3B |
| Deposits / shares | $92.3M | $1.2B |
| Capital ratio | 11.15% (stronger) | 9.37% |
| Problem loans | 0.81% | 0.34% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.86% | 1.96% (stronger) |
| Loans ÷ deposits | 83.3% | 71.3% (stronger) |
| Uninsured deposits | 14.0% (stronger) | 40.9% |
| Offices | 2 | 19 |
| CFPB complaints (3 yrs) | — | 124 |
| Complaints per $1B deposits | — | 103.3 |
| Mortgage denial rate (HMDA) | 2.1% | 2.6% |
First State Bank of Le Center has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Le Center leads on 4 and Security Bank & Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.