Side-by-side · Q2 2026 data
First State Bank of Livingston vs The Bank of San Jacinto County, Coldspring, Texas
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | First State Bank of Livingston | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| TellerScore | 71 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 36 | 100 (stronger) |
| Earnings | 62 | 85 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 47th | 98th |
| Total assets | $689.3M | $42.0M |
| Deposits / shares | $595.5M | $35.3M |
| Capital ratio | 15.52% | 17.77% (stronger) |
| Problem loans | 1.93% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.05% | 1.61% (stronger) |
| Loans ÷ deposits | 35.9% | 34.5% (stronger) |
| Uninsured deposits | 40.0% | 10.9% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.9% | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Livingston leads on 0 and The Bank of San Jacinto County, Coldspring, Texas on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.