The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (100 → 97), mostly because the earnings component weakened by 15 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. The Bank of San Jacinto County, Coldspring, Texas is an FDIC-insured institution (FDIC certificate #18942). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.9% of deposits ($3.9M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

The Bank of San Jacinto County, Coldspring, Texas lists 1 office in 1 city. Most locations:

• Coldspring, TX (1)

All branch addresses and map

Legal name

The Bank of San Jacinto County, Coldspring, Texas

Former names

San Jacinto County State Bank

Type

State-chartered bank

FDIC certificate #

18942

RSSD ID

678052

Primary regulator

FDIC

Holding company

Banc San Jacinto Cnty Bancshares

Established

November 9, 1963

Headquarters

100 Hwy 150, Coldspring, TX 77331

Website

www.banksjc.com

Employees

12