Side-by-side · Q2 2026 data
First State Bank of Livingston vs Woodforest National Bank
Metric by metric
| Measure | First State Bank of Livingston | Woodforest National Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 36 | 36 |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 91 (stronger) | 73 |
| Peer percentile | 47th | 21st |
| Total assets | $689.3M | $9.0B |
| Deposits / shares | $595.5M | $8.1B |
| Capital ratio | 15.52% (stronger) | 9.35% |
| Problem loans | 1.93% | 1.93% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.26% |
| Return on assets | 1.05% | 2.05% (stronger) |
| Loans ÷ deposits | 35.9% (stronger) | 71.2% |
| Uninsured deposits | 40.0% | 28.3% (stronger) |
| Offices | 7 | 739 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.9% | — |
First State Bank of Livingston has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Livingston leads on 4 and Woodforest National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TX