Side-by-side · Q2 2026 data
First State Bank of Middlebury vs Community First Bank of Indiana
Metric by metric
| Measure | First State Bank of Middlebury | Community First Bank of Indiana |
|---|---|---|
| TellerScore | 67 (stronger) | 55 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 48 | 56 (stronger) |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 35 | 39 (stronger) |
| Problem-loan coverage | 81 (stronger) | 76 |
| Peer percentile | 34th | 11th |
| Total assets | $836.2M | $980.3M |
| Deposits / shares | $651.3M | $814.1M |
| Capital ratio | 13.37% (stronger) | 9.92% |
| Problem loans | 1.55% | 1.32% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.22% |
| Return on assets | 1.59% (stronger) | 1.14% |
| Loans ÷ deposits | 99.5% | 97.8% (stronger) |
| Uninsured deposits | 37.8% | 35.8% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 10.2% |
First State Bank of Middlebury has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Middlebury leads on 4 and Community First Bank of Indiana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.