Side-by-side · Q2 2026 data
First State Bank of Middlebury vs Greenfield Banking Company
Metric by metric
| Measure | First State Bank of Middlebury | Greenfield Banking Company |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 84 | 89 (stronger) |
| Loan quality | 48 | 88 (stronger) |
| Earnings | 84 | 89 (stronger) |
| Funding & liquidity | 35 | 58 (stronger) |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 34th | 86th |
| Total assets | $836.2M | $930.5M |
| Deposits / shares | $651.3M | $798.6M |
| Capital ratio | 13.37% | 13.92% (stronger) |
| Problem loans | 1.55% | 0.35% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.59% | 1.71% (stronger) |
| Loans ÷ deposits | 99.5% | 72.6% (stronger) |
| Uninsured deposits | 37.8% (stronger) | 42.1% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 16.2% |
Greenfield Banking Company has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Middlebury leads on 2 and Greenfield Banking Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.