Greenfield Banking Company (FDIC certificate #15632) is based in Greenfield, Indiana. Its Q2 2026 call report shows $930.5M in total assets and $798.6M in deposits and 8 offices.
Greenfield Banking Company has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 6th. Capital cushion contributes the most (89/100, 13.92%); funding & liquidity contributes the least (58/100, 73% loans-to-deposits, 42% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (74 → 84), mostly because the loan quality component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 81 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 74 |
| Q3 2025 | 76 |
| Q4 2025 | 80 |
| Q1 2026 | 81 |
| Q2 2026 | 84 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.84% |
| Q3 2024 | 12.02% |
| Q4 2024 | 12.73% |
| Q1 2025 | 13.03% |
| Q2 2025 | 13.37% |
| Q3 2025 | 12.99% |
| Q4 2025 | 13.47% |
| Q1 2026 | 13.88% |
| Q2 2026 | 13.92% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.18% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.28% |
| Q2 2025 | 1.26% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.74% |
| Q3 2024 | 1.74% |
| Q4 2024 | 1.81% |
| Q1 2025 | 1.55% |
| Q2 2025 | 1.67% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.77% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $930.5M | 13.92% | 0.35% | 1.71% | 72.6% |
| Q1 2026 | 81 | $909.0M | 13.88% | 0.59% | 1.64% | 77.4% |
| Q4 2025 | 80 | $889.6M | 13.47% | 0.59% | 1.77% | 80.5% |
| Q3 2025 | 76 | $886.1M | 12.99% | 0.55% | 1.40% | 81.0% |
| Q2 2025 | 74 | $889.1M | 13.37% | 1.26% | 1.67% | 78.0% |
| Q1 2025 | 72 | $858.4M | 13.03% | 1.28% | 1.55% | 76.4% |
| Q4 2024 | 73 | $864.5M | 12.73% | 1.24% | 1.81% | 77.6% |
| Q3 2024 | 81 | $867.9M | 12.02% | 0.18% | 1.74% | 79.2% |
| Q2 2024 | 81 | $886.0M | 11.84% | 0.16% | 1.74% | 76.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State BankBank Brownsburg, IN | 71 out of 100, Strong | $916.1M | 11.9% | 0.13% | vs |
| Citizens State Bank of New Castle, IndianaBank New Castle, IN | 70 out of 100, Strong | $908.8M | 10.5% | 0.40% | vs |
| Community First Bank of IndianaBank Kokomo, IN | 55 out of 100, Moderate | $980.3M | 9.9% | 1.32% | vs |
| The Fountain Trust CompanyBank Covington, IN | 69 out of 100, Moderate | $844.6M | 10.0% | 0.63% | vs |
| First State Bank of MiddleburyBank Middlebury, IN | 67 out of 100, Moderate | $836.2M | 13.4% | 1.55% | vs |
| FCN Bank, National AssociationBank Brookville, IN | 73 out of 100, Strong | $812.5M | 9.9% | 0.02% | vs |
Deposit insurance
Is my money safe at Greenfield Banking Company?
Yes. Greenfield Banking Company is an FDIC-insured institution (FDIC certificate #15632). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 42.1% of deposits ($336.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
8 locations
Branches
Greenfield Banking Company lists 8 offices in 6 cities. Most locations:
- Greenfield, IN (3)
- Cumberland, IN (1)
- Fishers, IN (1)
- Fortville, IN (1)
- Mc Cordsville, IN (1)
- New Palestine, IN (1)
HMDA 2025
Mortgage lending
In 2025, Greenfield Banking Company reported 112 home-loan applications under HMDA (LEI 549300LCSS511JWT1A44): 92 originated ($26,980,000 total), 18 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Greenfield Banking Company
- Type
- State-chartered bank
- FDIC certificate #
- 15632
- RSSD ID
- 592644
- Primary regulator
- FDIC
- Holding company
- Greenfield Bancshares Inc
- Established
- September 3, 1871
- Headquarters
- 1920 N State St, Greenfield, IN 46140
- Website
- www.gbcbank.com
- Employees
- 123
Quick answers
Greenfield Banking Company: common questions
Is Greenfield Banking Company FDIC insured?
Yes. Greenfield Banking Company is an FDIC-insured institution (FDIC certificate #15632). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Greenfield Banking Company's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Greenfield Banking Company ever failed?
There is no failure record for FDIC certificate #15632 in the FDIC failed bank list.
How many branches does Greenfield Banking Company have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greenfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Hoosier United Credit UnionCredit union Indianapolis, IN | 83 out of 100, Strong | $37.5M | 13.2% | 0.68% | vs |
| Kemba Indianapolis Credit UnionCredit union Indianapolis, IN | 82 out of 100, Strong | $82.3M | 16.0% | 1.04% | vs |