Side-by-side · Q2 2026 data
First State Bank of Olmsted vs The Bank of Bourbonnais
Metric by metric
| Measure | First State Bank of Olmsted | The Bank of Bourbonnais |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 30 | 100 (stronger) |
| Earnings | 69 (stronger) | 46 |
| Funding & liquidity | 81 | 82 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 24th | 58th |
| Total assets | $78.4M | $81.6M |
| Deposits / shares | $68.4M | $70.9M |
| Capital ratio | 12.57% (stronger) | 11.85% |
| Problem loans | 2.09% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 0.65% |
| Loans ÷ deposits | 74.7% | 70.9% (stronger) |
| Uninsured deposits | 19.0% (stronger) | 21.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Bourbonnais has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Olmsted leads on 3 and The Bank of Bourbonnais on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.