Headquartered in Bourbonnais, Illinois, The Bank of Bourbonnais is a state-chartered bank with $81.6M in total assets and $70.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1974.
The Bank of Bourbonnais has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 96th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (46/100, 0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 73 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 76 |
| Q3 2025 | 77 |
| Q4 2025 | 78 |
| Q1 2026 | 78 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.28% |
| Q3 2024 | 11.67% |
| Q4 2024 | 12.09% |
| Q1 2025 | 12.10% |
| Q2 2025 | 11.59% |
| Q3 2025 | 11.91% |
| Q4 2025 | 11.96% |
| Q1 2026 | 12.33% |
| Q2 2026 | 11.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $81.6M | 11.85% | 0.00% | 0.65% | 70.9% |
| Q1 2026 | 78 | $78.7M | 12.33% | 0.00% | 0.58% | 71.0% |
| Q4 2025 | 78 | $77.6M | 11.96% | 0.00% | 0.77% | 74.2% |
| Q3 2025 | 77 | $78.0M | 11.91% | 0.00% | 0.66% | 73.6% |
| Q2 2025 | 76 | $78.9M | 11.59% | 0.00% | 0.68% | 75.1% |
| Q1 2025 | 77 | $81.1M | 12.10% | 0.00% | 0.59% | 75.9% |
| Q4 2024 | 76 | $73.7M | 12.09% | 0.00% | 0.60% | 86.0% |
| Q3 2024 | 73 | $74.8M | 11.67% | 0.12% | 0.45% | 82.5% |
| Q2 2024 | 64 | $79.6M | 9.28% | 0.11% | 0.28% | 85.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Atlanta National BankBank Atlanta, IL | 69 out of 100, Moderate | $81.3M | 11.6% | 1.00% | vs |
| The First Bank and Trust Company of MurphysboroBank Murphysboro, IL | 33 out of 100, Low | $83.1M | 9.3% | 3.39% | vs |
| Kinmundy BankBank Kinmundy, IL | 85 out of 100, Very strong | $80.1M | 13.0% | 0.67% | vs |
| Beardstown Savings s.b.Bank Beardstown, IL | 64 out of 100, Moderate | $79.5M | 10.5% | 1.15% | vs |
| Washington State BankBank Washington, IL | 61 out of 100, Moderate | $79.1M | 9.1% | 1.03% | vs |
| First State Bank of OlmstedBank Olmsted, IL | 64 out of 100, Moderate | $78.4M | 12.6% | 2.09% | vs |
Deposit insurance
Is my money safe at The Bank of Bourbonnais?
Yes. The Bank of Bourbonnais is an FDIC-insured institution (FDIC certificate #21635). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.9% of deposits ($15.5M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.46% (benchmark: 10%).
1 location
Branches
The Bank of Bourbonnais lists 1 office in 1 city. Most locations:
- Bourbonnais, IL (1)
Identity & history
Profile
- Legal name
- The Bank of Bourbonnais
- Former names
- Bank of Bourbonnais
- Type
- State-chartered bank
- FDIC certificate #
- 21635
- RSSD ID
- 308836
- Primary regulator
- FDIC
- Holding company
- Illinois State Bcorp Inc
- Established
- June 21, 1974
- Headquarters
- 1 Heritage Dr, Bourbonnais, IL 60914
- Website
- www.bankofbourbonnais.bank
- Employees
- 8
Quick answers
The Bank of Bourbonnais: common questions
Is The Bank of Bourbonnais FDIC insured?
Yes. The Bank of Bourbonnais is an FDIC-insured institution (FDIC certificate #21635). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Bourbonnais's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Bourbonnais ever failed?
There is no failure record for FDIC certificate #21635 in the FDIC failed bank list.
How many branches does The Bank of Bourbonnais have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bourbonnais
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL | 96 out of 100, Very strong | $337.1M | 16.1% | 0.03% | vs |
| Vermilion Valley BankBank Piper City, IL | 96 out of 100, Very strong | $198.2M | 16.7% | 0.03% | vs |
| Municipal Trust and Savings BankBank Bourbonnais, IL | 95 out of 100, Very strong | $382.2M | 15.6% | 0.04% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| Grundy BankBank Morris, IL | 85 out of 100, Very strong | $504.7M | 12.6% | 0.20% | vs |
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |