Side-by-side · Q2 2026 data
First State Bank of Porter vs American Community Bank of Indiana
Metric by metric
| Measure | First State Bank of Porter | American Community Bank of Indiana |
|---|---|---|
| TellerScore | 90 (stronger) | 43 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 (stronger) | 22 |
| Earnings | 54 | 63 (stronger) |
| Funding & liquidity | 96 (stronger) | 32 |
| Problem-loan coverage | 100 (stronger) | 59 |
| Peer percentile | 95th | 3rd |
| Total assets | $162.3M | $383.0M |
| Deposits / shares | $138.2M | $344.8M |
| Capital ratio | 16.80% (stronger) | 9.83% |
| Problem loans | 0.00% (stronger) | 2.33% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.85% | 1.08% (stronger) |
| Loans ÷ deposits | 54.2% (stronger) | 91.4% |
| Uninsured deposits | 19.0% (stronger) | 48.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 0.0% |
First State Bank of Porter has the higher TellerScore (90 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 5 and American Community Bank of Indiana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.