The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 90).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Indiana

Yes. First State Bank of Porter is an FDIC-insured institution (FDIC certificate #12836). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.0% of deposits ($26.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.80%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First State Bank of Porter lists 3 offices in 3 cities. Most locations:

• Chesterton, IN (1)
• Pines, IN (1)
• Porter, IN (1)

All branch addresses and map

In 2025, First State Bank of Porter reported 20 home-loan applications under HMDA (LEI 5493008CDD8DDS775F56): 13 originated ($3,585,000 total), 2 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First State Bank of Porter

Type

State-chartered bank (Fed member)

FDIC certificate #

12836

RSSD ID

87047

Primary regulator

FED

Established

April 1, 1920

Headquarters

230 Lincoln St, Porter, IN 46304

Website

www.porterstatebank.com

Employees

25