Side-by-side · Q2 2026 data
First State Bank of Porter vs Farmers and Mechanics Federal Savings Bank
Bank
Farmers and Mechanics Federal Savings Bank
Bloomfield, Indiana · $100 million – $1 billion
Metric by metric
| Measure | First State Bank of Porter | Farmers and Mechanics Federal Savings Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 18 |
| Loan quality | 100 | 100 |
| Earnings | 54 (stronger) | 10 |
| Funding & liquidity | 96 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 95th | 10th |
| Total assets | $162.3M | $113.6M |
| Deposits / shares | $138.2M | $105.8M |
| Capital ratio | 16.80% (stronger) | 6.79% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% (stronger) | 0.23% |
| Return on assets | 0.85% (stronger) | -0.25% |
| Loans ÷ deposits | 54.2% (stronger) | 61.0% |
| Uninsured deposits | 19.0% | 12.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 12.8% |
First State Bank of Porter has the higher TellerScore (90 vs 54). On the 6 directional measures above (where higher or lower is clearly better), First State Bank of Porter leads on 5 and Farmers and Mechanics Federal Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.