Side-by-side · Q2 2026 data
First State Bank of Uvalde vs Community National Bank & Trust of Texas
Metric by metric
| Measure | First State Bank of Uvalde | Community National Bank & Trust of Texas |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 58 | 97 (stronger) |
| Earnings | 68 | 87 (stronger) |
| Funding & liquidity | 52 | 52 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 77th | 80th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 15.66% (stronger) | 10.62% |
| Problem loans | 1.27% | 0.09% (stronger) |
| Net charge-offs | 0.10% | 0.08% (stronger) |
| Return on assets | 1.19% | 1.66% (stronger) |
| Loans ÷ deposits | 45.2% (stronger) | 83.1% |
| Uninsured deposits | 58.3% | 37.8% (stronger) |
| Offices | 7 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
Community National Bank & Trust of Texas has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Uvalde leads on 2 and Community National Bank & Trust of Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.