Side-by-side · Q2 2026 data
First State Bank of Uvalde vs Security Service Federal Credit Union
Metric by metric
| Measure | First State Bank of Uvalde | Security Service Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 58 | 66 (stronger) |
| Earnings | 68 (stronger) | 41 |
| Funding & liquidity | 52 | 58 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 77th | 33rd |
| Total assets | $1.7B | $14.4B |
| Deposits / shares | $1.5B | $11.2B |
| Capital ratio | 15.66% (stronger) | 11.26% |
| Problem loans | 1.27% | 1.03% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.36% |
| Return on assets | 1.19% (stronger) | 0.53% |
| Loans ÷ deposits | 45.2% (stronger) | 101.9% |
| Uninsured deposits | 58.3% | 12.7% (stronger) |
| Offices | 7 | 46 |
| CFPB complaints (3 yrs) | — | 239 |
| Complaints per $1B deposits | — | 21.3 |
| Mortgage denial rate (HMDA) | — | 30.8% |
First State Bank of Uvalde has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Uvalde leads on 5 and Security Service Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Uvalde, TX