TellerScore

Side-by-side · Q2 2026 data

First State Bank of Uvalde vs TXN Bank

Bank

First State Bank of Uvalde

Uvalde, Texas · $1 billion – $10 billion

75of 100
Strong

Bank

TXN Bank

Hondo, Texas · $100 million – $1 billion

64of 100
Moderate

Metric by metric

MeasureFirst State Bank of UvaldeTXN Bank
TellerScore75 (stronger)64
Capital cushion100 (stronger)47
Loan quality5867 (stronger)
Earnings68 (stronger)60
Funding & liquidity5283 (stronger)
Problem-loan coverage92 (stronger)88
Peer percentile77th26th
Total assets$1.7B$669.2M
Deposits / shares$1.5B$613.0M
Capital ratio15.66% (stronger)9.68%
Problem loans1.27%0.98% (stronger)
Net charge-offs0.10%0.06% (stronger)
Return on assets1.19% (stronger)0.99%
Loans ÷ deposits45.2% (stronger)54.0%
Uninsured deposits58.3%31.0% (stronger)
Offices77
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—18.4%

First State Bank of Uvalde has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Uvalde leads on 4 and TXN Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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