Side-by-side · Q2 2026 data
First State Bank Shannon-Polo vs Prairie Community Bank
Metric by metric
| Measure | First State Bank Shannon-Polo | Prairie Community Bank |
|---|---|---|
| TellerScore | 51 (stronger) | 39 |
| Capital cushion | 53 (stronger) | 38 |
| Loan quality | 12 (stronger) | 6 |
| Earnings | 58 (stronger) | 49 |
| Funding & liquidity | 93 (stronger) | 77 |
| Problem-loan coverage | 67 (stronger) | 52 |
| Peer percentile | 8th | 2nd |
| Total assets | $190.5M | $187.5M |
| Deposits / shares | $167.1M | $170.9M |
| Capital ratio | 10.31% (stronger) | 8.75% |
| Problem loans | 2.64% (stronger) | 2.82% |
| Net charge-offs | 0.53% | -0.08% (stronger) |
| Return on assets | 0.94% (stronger) | 0.71% |
| Loans ÷ deposits | 64.6% (stronger) | 77.5% |
| Uninsured deposits | 17.7% (stronger) | 19.8% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First State Bank Shannon-Polo has the higher TellerScore (51 vs 39). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Shannon-Polo leads on 6 and Prairie Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.