Side-by-side · Q2 2026 data
First State Community Bank vs North American Savings Bank, F.S.B.
Metric by metric
| Measure | First State Community Bank | North American Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 67 | 92 (stronger) |
| Loan quality | 64 | 70 (stronger) |
| Earnings | 93 (stronger) | 72 |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 70th | 80th |
| Total assets | $4.5B | $3.2B |
| Deposits / shares | $3.8B | $1.9B |
| Capital ratio | 11.68% | 14.21% (stronger) |
| Problem loans | 1.07% | 0.90% (stronger) |
| Net charge-offs | 0.12% | 0.03% (stronger) |
| Return on assets | 1.82% (stronger) | 1.29% |
| Loans ÷ deposits | 90.4% (stronger) | 116.2% |
| Uninsured deposits | 23.0% | 10.8% (stronger) |
| Offices | 48 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 14.0% |
North American Savings Bank, F.S.B. has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Community Bank leads on 2 and North American Savings Bank, F.S.B. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.