Side-by-side · Q2 2026 data
First Summit Bank vs 1st Bank in Hominy
Metric by metric
| Measure | First Summit Bank | 1st Bank in Hominy |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 87 (stronger) | 45 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 47 | 69 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 49 | 99 (stronger) |
| Peer percentile | 14th | 56th |
| Total assets | $33.8M | $45.3M |
| Deposits / shares | $29.0M | $41.6M |
| Capital ratio | 13.68% (stronger) | 9.47% |
| Problem loans | 7.11% | 0.09% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.68% | 1.23% (stronger) |
| Loans ÷ deposits | 61.3% | 41.9% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 14.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Bank in Hominy has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Summit Bank leads on 2 and 1st Bank in Hominy on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.