Side-by-side · Q2 2026 data
First Summit Bank vs Prosperity Bank
Metric by metric
| Measure | First Summit Bank | Prosperity Bank |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 47 | 75 (stronger) |
| Funding & liquidity | 99 (stronger) | 54 |
| Problem-loan coverage | 49 | 97 (stronger) |
| Peer percentile | 14th | 76th |
| Total assets | $33.8M | $43.9B |
| Deposits / shares | $29.0M | $32.9B |
| Capital ratio | 13.68% (stronger) | 10.64% |
| Problem loans | 7.11% | 0.48% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 0.68% | 1.37% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 74.8% |
| Uninsured deposits | 11.8% (stronger) | 42.7% |
| Offices | 2 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | — | 31.5% |
Prosperity Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Summit Bank leads on 4 and Prosperity Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.