Side-by-side · Q2 2026 data
First Texas Bank vs R Bank
Metric by metric
| Measure | First Texas Bank | R Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 50 |
| Capital cushion | 62 (stronger) | 40 |
| Loan quality | 81 (stronger) | 48 |
| Earnings | 94 (stronger) | 49 |
| Funding & liquidity | 87 (stronger) | 60 |
| Problem-loan coverage | 88 (stronger) | 75 |
| Peer percentile | 90th | 7th |
| Total assets | $1.3B | $1.0B |
| Deposits / shares | $1.2B | $926.1M |
| Capital ratio | 11.25% (stronger) | 9.01% |
| Problem loans | 0.58% (stronger) | 1.55% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.85% (stronger) | 0.72% |
| Loans ÷ deposits | 49.2% (stronger) | 82.3% |
| Uninsured deposits | 26.6% (stronger) | 30.6% |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 20.0% |
First Texas Bank has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Texas Bank leads on 7 and R Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.