Side-by-side · Q2 2026 data
First Texas Bank vs Extraco Banks, National Association
Metric by metric
| Measure | First Texas Bank | Extraco Banks, National Association |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 51 (stronger) | 37 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 96 (stronger) | 51 |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 58th |
| Total assets | $259.7M | $2.6B |
| Deposits / shares | $232.4M | $2.1B |
| Capital ratio | 10.14% (stronger) | 8.67% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.09% (stronger) | 0.04% |
| Return on assets | 1.90% (stronger) | 0.78% |
| Loans ÷ deposits | 39.9% (stronger) | 62.9% |
| Uninsured deposits | 38.2% | 19.2% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 13.0% |
First Texas Bank has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Texas Bank leads on 6 and Extraco Banks, National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.